Fraud is one of the most common problems today. With explosive growth of internet and mobile banking, committing cyber crimes has got much easier. These frauds have affected consumers and investors adversely. Here are four major and the most common frauds taking place all across the world.
Phishing:-
Fraudulently obtaining sensitive information is very common in internet world. Expert fraudsters are equipped with hundreds of techniques to obtain sensitive information like credit card details, bank account details and social security number. Emails with good news of winning handsome amount and requirement of your bank details for money transfer are very common form of phishing.
Vishing:-
Do you think sending phishing emails is the only way to obtain confidential information about you? No, expert fraud artists can even obtain personal information through phone to commit crime. ‘Social engineering’ techniques are used by the fraudsters. Only professional investigators in Delhi, Mumbai and other metro cities can help you prevent these frauds.
Smishing:-
This is also a fraudulent activity performed via text messages on phone. People provide some links or toll free number, where you are asked for some information with immediate actions. The worst part in smishing fraud is you can’t even reach the fraudster, for most of the times these messages come from ‘5000’ number instead of normal phone numbers.
Skimming:-
This is a white collar crime, where credit or debit card is misused by the cheater. Ecommerce websites, ATMs, keystroke loggers and petrol pumps are some of the common places where this fraud takes place. In this fraud the person copies the information on magnet strip onto another blank card when the card is swiped on card copier. Private detective in Mumbai comes across these cases very often. They strive hard to control such frauds and help people save their money.
Banks also need to be more careful with some suspicious transfer from particular account and inform the account holder immediately. It helps the victim as well as banks from huge losses, they may have to suffer on returning the money.
